Most Frequently asked Questions
We offer loans to our customers at a fixed interest rate. The rate of interest applicable to the customer depends on several factors, including their credit...
Wed, 5 Jun, 2024 at 7:24 PM
We always suggest that you pay your full EMI amount on or before the due date and do not delay the payment. However, if you wish to make partial payments, w...
Wed, 5 Jun, 2024 at 7:24 PM
No worries! In case of failed payments due to technical failures at your bank’s end, such amounts are automatically refunded by the bank to your account mos...
Sun, 9 Jun, 2024 at 8:47 PM
We have multiple Financing Partners and we do our best to ensure that you get a loan approved from one of our Financing Partners. The loan approval/rejectio...
Wed, 5 Jun, 2024 at 7:27 PM
If you wish to delete your data, we suggest that you kindly follow the steps below: 1. Open the Ring application on your device. 2. Na...
Wed, 5 Jun, 2024 at 7:28 PM
The late payment charges are as follows: Bounce Charges (One-time fee) of upto Rs. 500 + applicable taxes per EMI per instance of default and the same is ...
Sun, 9 Jun, 2024 at 8:48 PM
Yes, if your loan is 100% financed by our NBFC “SiCreva Capital Services Pvt. Ltd.’, then you can foreclose your loan anytime during the tenure of the loan....
Thu, 6 Jun, 2024 at 12:57 PM
We submit data to all credit bureaus once every month and the Credit bureaus take around 45-60 days to update the same in your credit report. Please downloa...
Thu, 6 Jun, 2024 at 12:58 PM
We always want our customers to pay on time as delay in payment can impact your credit score and make you ineligible for future loans. We help you make paym...
Sun, 9 Jun, 2024 at 8:49 PM
No, only you will be responsible for make loan repayment and we always follow-up with our customer only for loan repayment. We never ask family members/frie...
Sun, 9 Jun, 2024 at 8:50 PM